Saturday, December 26, 2009

Can A Family man survive with Salary RM 3,000??


How much should a family man earn to survive in a family?

Let’s say 1 family has a father, mother, 1 daughter and 1 son. I will roughly calculate his living expenses per month and see what would be the outcome….
                                          RM
Car Repayment                            450
(Proton Saga Aerobak; 7yrs repayment)

House Repayment                          750
(low cost house and repayment for 30yrs)

Electricity & Water Bill                 100
(No air-cond, no water heater)

Phone Bill (Telekom)                      50
Handphone Bill                            50
(the cheapest package)

Meals for family                         750
(3 meals on RM 25/day for 4 person)

Petrol                                   350

Children School fee, 2 person            200
(enough ??)

Children Milk Powder                     50

Household necessities                    300
(enough??)
(Shampoo, rice, sauce, newspaper, toilet paper)

No Astro
No DVD / VCD
No Online
No Season Celebration / Holiday
No Credit card
No Insurance
No KFC / Mc Donald

The total expenses are already RM 3050 not even deducted his gross salary for EPF.

And we know, there’s still millions of citizen who still don’t earn RM 3,000/month.
How about you ?? Do you have a daily or a monthly budget for you / your family?


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